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Today's Rates

Last update: Mar 10 2010 5:48PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Purchase to 95%. Credit score 720 and above.
4.625 1.705 4.836
4.750 0.708 4.874
4.875 0.096 4.945
15 yr fixed conforming
Purchase to 95%. Credit score 720 and above.
4.000 1.255 4.293
4.125 0.818 4.353
4.250 0.156 4.379
3/1 ARM
Purchase to 95%. Credit score 720 and above.
3.500 0.415 3.767
3.625 0.161 3.774
30/5 yr fixed or 5/1 ARM
Purchase to 95%. Credit score 720 and above.
3.125 1.839 3.313
3.250 1.523 3.332
3.375 1.177 3.348
3.500 0.334 3.731
3.750 0.164 3.398
30/7 yr fixed or 7/1 ARM
Purchase to 95%. Credit score 720 and above.
4.000 0.401 3.612
4.125 0.178 3.654
4.250 0.019 3.701
10/1 ARM
Purchase to 95%. Credit score 720 and above.
4.500 0.222 3.165
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA
15 yr fixed FHA
FHA Adjustable
30 yr fixed VA
15 yr fixed VA
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
Purchase to 95%. Credit score 720 and above.
4.750 1.441 4.907
4.875 0.658 4.964
5.000 0.332 5.06
5.125 0.070 5.162
15 yr fixed jumbo
Purchase to 95%. Credit score 720 and above.
4.250 0.385 4.36
4.375 0.113 4.445
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.